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Picture this: it's 7 a.m., coffee in hand, and you're strolling across the street to watch the sun come up over the Grand Lagoon. Your boat is in the water from the public ramp one block away before the charter crowd wakes up. By lunch you're toes-in-the-sand at Gulf beach access #11, about half a mile from your door. By sunset you're on the deck at Schooners, about 1.5 miles away. And while you're living the dream, two homes are quietly working for you. That's what 3707 Mystic Street is: a beach lifestyle that pays its own way. This duplex lives like two separate homes, with two private entries, two separate parking areas and each unit's own patio, so neighbors and guests never feel like they're sharing. Mystic Surf (Unit A) is the guest favorite, with three king bedrooms plus a twin and trundle that sleep eight, surf murals in every bedroom, a kitchen big enough for the whole crew, a cozy electric fireplace and a storage shed for the kayaks and paddleboards. Mystic Sun (Unit B) is the hideaway, with two king suites, a full kitchen, a real wood-burning fireplace for those cool December nights and its own shed. For the second-home buyer, this is the beach house that doesn't sit empty. Keep one side as your private getaway, with its own entry, parking and patio. Rent the other side to guests and let them help cover your costs. Come down whenever you want, lock the door when you leave, and let the income keep rolling in. For the investor, this is two income streams on one turnkey property that's already operating as a vacation rental. There's no HOA and nothing to fix, short-term rentals are allowed, and you have the flexibility to run each unit however the market tells you to. For the buyer hunting for multifamily close to the beach, this is the one that's hard to find. Small multifamily properties this close to both the Gulf and the lagoon rarely come up, especially with true separation between units, a corner lot and room to grow. There's space for boat parking, so your boat lives right at home one block from the ramp. There's also room to add a hot tub, the kind of upgrade guests search for and happily pay more for. Everything worth doing is close. The Grand Lagoon marinas and charter fleets are 1 to 2 miles away. The trails and snorkeling at St. Andrews State Park are about 2 miles away. A cold one at Buster's Beer & Bait is an easy walk, and Pier Park is roughly 9 miles away. Now let's talk numbers. Mystic Surf projects about $46,000 a year in rental income, and Mystic Sun projects about $30,000, for a combined projection of roughly $76,000 a year. There's no HOA fee eating into your returns, and both units are already up and running, so there's no setup period and no waiting for your first booking. Keep both on the short-term market for maximum income, or put one side on a mid- or long-term lease for steady, predictable cash flow. Adding a hot tub or capturing boat-friendly guests could push those numbers even higher.

Panama City Beach

3707 Mystic Street A-B

5 Beds

2 Baths

2,184 Sq.Ft.

$599,900

MLS#: 1013374

RARE opportunity to own a Cabana in the prestigious St. Croix building, while residing in the charming St. Lucia building. This delightful 2-bedroom, 2-bathroom condo spans 1,369 square feet, offering coastal elegance and comfortable living. This short-term rental-friendly property provides flexibility for personal enjoyment or investment potential. The unit also features an assigned covered parking space.

Enjoy the perks of this gated community, featuring a heated pool, hot tub, spa, basketball and tennis courts, playground, and private beach access. An exclusive poolside cabana provides a perfect escape from the heat. Located next to the resort's lagoon pool, the cabana is ideal for guests looking to make the most of their vacation time.

Destin

15100 Emerald Coast Parkway UNIT 305

2 Beds

2 Baths

1,369 Sq.Ft.

$850,000

MLS#: 986840

Crestview

3545 Sugar Maple Lane

4 Beds

2 Baths

2,238 Sq.Ft.

$330,000

MLS#: 1013313

Panama City Beach

16544 Front Beach Road

None Beds

None Baths

0.28 acres

$749,000

MLS#: 1013310

Life waterfront on Grand Lagoon is calling. This beautifully renovated, fully furnished, ground-floor condo is stunning. And with your boat never far away at the dock and the white sandy beach just a short drive down the road, this is an incredible second home or primary residence.

This 2-bedroom, 2-bath home is truly move-in ready. Freshly renovated and furnishings included, start your mornings on the covered back patio with a cup of coffee before heading out on the water. The galley kitchen is bright and inviting, with white cabinets, stainless appliances and a decorative tiled backsplash. Gather for dinner and settle into the spacious living room after a long day of sun and salt air after being at the pool. Ground-floor living means no hauling beach gear, groceries, or fishing tackle up the stairs!

Both bedrooms are generously sized with plenty of closet space, so there's room for guests to settle in comfortably. Both baths have been fully renovated with new tiled showers, new vanities, and new toilets. A full size washer and dryer are also included in the unit making it a great place to stay for long trips. With water views, furnishings included, this condo needs nothing but you!

The best part waits just outside your door. Palisades offers a waterfront boat dock and fish cleaning station right on Grand Lagoon. Dock your boat, and you're a short cruise from Shell Island's crystal-clear shallows or the open Gulf for a day of fishing. Come back in with the catch of the day and clean it right on site. If fishing isn't your thing, grab a paddleboard or kayak and explore the calm waters of the lagoon, or head a few minutes to the World's Most Beautiful Beaches.

In between adventures, cool off in the community pool, community pool play a match on the community tennis courts. Boat slips are first come, first served and you may leave your boat in the water as long as you'd like.

Like to keep your boat in dry storage at Pirates Cove or Treasure Island just down the road? This is perfect to take your boat out of storage and keep it behind your own condo whenever you want!

Some of Panama City Beach's most popular restaurants and waterfront hangouts are just minutes away, so sunset dinners and live music are always close by. Whether you're looking for a full-time home, a weekend escape, or a place to make your beach-life dreams come true, Unit 37 has it all.

HOA fees include water, sewer, garbage, exterior insurance, community room, dock, pool, tennis, groundskeeping and cable.

Panama City Beach

6901 N Lagoon Drive UNIT 37

2 Beds

2 Baths

1,070 Sq.Ft.

$215,000

MLS#: 1013343

Crestview

2415 Dakota Way

5 Beds

3 Baths

2,971 Sq.Ft.

$558,000

MLS#: 1013317

#1013041

Fort Walton Beach

36 NW Oakdale Road

3 Beds

2 Baths

1,670 Sq.Ft.

$524,500

MLS#: 1013041

Welcome to this well-maintained townhome offering a bright, open layout and comfortable Florida living. The main level features LVP flooring, neutral finishes, recessed lighting, and plenty of natural light, with the living, dining, and kitchen areas flowing together in one spacious design.

The kitchen features white cabinetry, stainless steel appliances, generous counter and cabinet space, and a large center island with seating and an undermount sink. A half bath on the main level adds everyday convenience.

Upstairs, you'll find the bedrooms, additional bathrooms, and a conveniently located indoor laundry area. The bathrooms have clean, neutral finishes with tiled tub and shower surrounds.

At the back of the home, a screened-in patio provides additional space to relax and enjoy the outdoors.

The community offers plenty to enjoy right outside your door, including a resort-style swimming pool, basketball court, tennis/pickleball court, playground, and maintained green spaces.

Conveniently located near shopping, dining, recreation, and everything the Emerald Coast has to offer, this townhome brings together a functional floor plan, modern finishes, outdoor living, and a great selection of community amenities. Schedule your showing today!

Freeport

36 Date Palm Lane

3 Beds

2 Baths

1,512 Sq.Ft.

$259,900

MLS#: 1013299

Crestview

284 Limestone Circle

3 Beds

2 Baths

1,421 Sq.Ft.

$239,900

MLS#: 1013348

Destin

7 Renea Cove

3 Beds

2 Baths

1,408 Sq.Ft.

$369,000

MLS#: 1013371

Niceville

1436 Hickory Street

4 Beds

2 Baths

2,218 Sq.Ft.

$499,999

MLS#: 1013329

Crestview

197 Ridgeway Circle

3 Beds

2 Baths

1,522 Sq.Ft.

$272,307

MLS#: 988011

Life waterfront is truly lived deep in the Cove on Bunkers Cove Road. This fully-renovated, single-level, four-bedroom, three-bath waterfront home with NO HOA sits back from the road on a one-acre homesite shaded by mature oaks and magnolias. With 153 feet of waterfront, it offers pure bay views that will take your breath away at 20' elevation. Enjoy a Florida room with vaulted ceilings and 180-degree bay views. Slide the glass doors open and and step into an oasis. All built in 2024, swim in the saltwater, heated pool, lounge on the sun shelf, or unwind in the built-in spa while you entertain year-round. The covered cabana was designed specifically with gatherings in mind and offers a gas fireplace and Coyote outdoor kitchen appliances and features consistent limestone flooring continuing on from the pool deck and patio. Even with a pool and summer kitchen, this back yard still lives big! Fenced in, plenty of privacy and room to play. Stroll down to the dock, where you've got deep water, with pilings existing and prepped for a boat lift with water and 50-amp power already in place. From home, you're minutes by boat from the open Gulf pass and Shell Island with no idle speed zones in between. Just over 3,200 square feet, inside, three of the four bedrooms wake up to pure bay views, including the waterfront primary suite, your own private sanctuary. Large enough for a sitting area overlooking the pool and Bay and includes a deep, walk-in closet. Its oversized bath is flooded with natural light and features double vanities with incredible counter space, a walk-in tiled shower, a free-standing soaking tub, a separate water closet, a linen closet, and ample storage. Two large, waterfront guest bedrooms are accessible from the hallway and a guest bath offers a tiled, shower-tub combo, beautiful tiled floors and a large double vanity. The fourth bedroom is located on the opposite side of the home and features an en suite bath with Carrera marble flooring and a deep turquoise tiled shower. As you step through the front door, your eyes are drawn directly to the waterfront with glass spanning the back of the home. The open concept was well-designed and the heart of the home is this stunning kitchen, made for gathering, with GE Café appliances, quartz countertops, a zellige tile backsplash, and a walnut island. Linger over breakfast at the built-in walnut banquette, or settle in by the fireplace beneath the vaulted living room ceilings. Custom millwork and modern coastal shiplap ceilings and walls bring warmth and character to the great room, kitchen, and Florida room. Just off the kitchen is a large laundry room with sink, a built-in mudroom nook off the carport. This home offers consistent LVP flooring throughout every inch of this home is in immaculate condition. Outside the carport is a separate, 300 square foot heated and cooled space with mini-split and is ready to become your home gym, office, workshop, or climate controlled storage. Peace of mind is built in this home. The home was gutted to the studs in 2022, with all plumbing and electrical replaced. It also offers concrete block construction, a hidden safe room inside the home, a 2019 roof, impact hurricane-rated windows, and a whole-home generator. At 20' elevation and X flood zone, it makes this a rare find on the water sitting high above the others. A deep water well with sprinkler system irrigates the lawn. Bunkers Cove Road is a street that people wait their entire lives to live on. It's a rare waterfront homesite offering one full acre of pure bay views and sits across the street from a city-maintained community park offers swings, a playground, benches, and a walking path. The Cove neighborhood is golf cart friendly, and Historic Downtown shopping and dining are minutes away. This location. This waterfront. Your legacy. Special financing incentives available on this property from SIRVA Mortgage.

Panama City

720 Bunkers Cove Road

4 Beds

3 Baths

3,233 Sq.Ft.

$1,899,000

MLS#: 1013314

Destin

702 N Lakeside Drive

4 Beds

3 Baths

2,990 Sq.Ft.

$679,000

MLS#: 1003639

FULLY FURNISHED STUDIO WITH ALL UTILITIES INCLUDED! Bright and airy studio is available for a 12 month lease! This spacious studio condo offers 2 queen beds, sitting & dining area, kitchenette, a large full bath and amazing calming golf course views! Wood look tile floors extend throughout the studio, ideal for beach living & easy maintenance. The kitchenette features granite countertops, tile backsplash, and kitchenette appliances. Underground garage parking with elevators. Elation is quietly tucked away in the Village of Baytowne Wharf - just steps to dining, shopping, and live entertainment! Enjoy the large community pool, hot tub, and lounge area or take a quick stroll to the Sandestin Marina or tennis courts. Close to Grand Boulevard and Sacred Heart Hospital. Minutes to 30A! Come see what the resort life has to offer!

Miramar Beach

9800 Grand Sandestin Boulevard UNIT 5716

None Beds

1 Baths

445 Sq.Ft.

$1,600

MLS#: 1013294

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